zerownik.pl

Best to start from the beginning. What is capitalism? Wikipedia says:

Capitalism - an economic system based on private ownership of means of production , namely capital , which is maximized by the owner.

The capitalist system is based on the principles:

• free circulation of goods and services
• free competition between operators
• free circulation of capital and the means of production.

As you read this very clear definition, the key is the capital. Thus, the area on how it directly affected the capitalist system depends on what is in the definition of capital. Now is not that capital is in the form of private property, intellectual property or expressed in money. The weakness of this approach is that the profit that results from trading capital accumulates only in the institutions which control the capital. The problem is that a worker who makes virtually the same capital market (the owner gives him just the disposal) has no real part in the distribution of profits generated by it. This ensures that there is great variation in the accumulation of that profit. So we have a small, relative to the number of employees, host of rich owners and poor class of employees. This concentration of capital makes the rich become even richer, and the employee becoming poorer in relation to the owner of capital.

To change this system, you need to make a revolution consisting in the fact that capital to expand the definition of human capital. He wants to make a financial dimension. The valuation of personal capital consists of:

1. education (each school, faculty, and other formal qualifications will have a different value!)
2. experience (over this value will increase, at the start will be 0.00 zł),
3. skills (proven practical skills),

As this is work?

1. By law, the initial value is determined in our personal capital. Why so? Because this approach provides equal opportunities. A young man taking a decision about his future career dates back to the table with the law and see what will be its market value after completion of the educational process. Black on white see if it's worth a try, build on your own personal capital or believes that he has enough. There is no better motivator for self-education, as the situation where a young man sees what this will actually have.
2. Personal capital is composed of two parts: the initial capital, which shall be discontinued at the time of death and usable capital, which is created by the profit generated by us.
3. Now, about where they jam. Well, our private equity capital enters the company that wants to use our knowledge, experience and skills. If the business is profitable, it increases the value of the company, while increasing the value of our personal capital. At a time when a company wants to give up after years of our capital, we must then pay the difference between the current value of our personal capital minus the initial capital and pre-paid monthly benefit.

An example of such a settlement:

1. the initial capital - 1 000 000,00 zł
2. time - 5 years
3. Monthly service - 3 000.00 zł
4. our capital leasing company declared an average return over the 5 years - 5% on average,
5. previously downloaded services - 180,000.00 zł
6. profit generated by our initial capital: 1 000 000,00 zł x 5% x 5 years = 250 000.00 zł.
7. to be paid - 250 000 zł - 180 zł = 70 000.00 000.00 zł
8. our personal capital after 5 years - 1 250 000.00 zł. (Initial capital increase with additional skills and experience we gained during this period).

The advantages of this system? It is colossal! Let's say that the company teamed up with us, that as much invested, it may benefit us to pay EUR 2 000.00 zł per month, and not as in the previous example - 3 000, 00zł. How will this affect the settlement?

1. the initial capital - 1 000 000 PLN, which is the same.
2. time also the same - 5 years
3. Monthly service - 2 000.00 zł (it has negotiated a change),
4. leasing company, our capital, through investments generated a greater profit - 6.5% on average,
5. taken by us to provide 120 000.00 zł.
6. profit earned by us: 1 000 000,00 zł x 6.5% x 5 years = 325 000 zł.
7. to pay - 325 000,00 zł - 120 zł 000.00 = 205 ooo, ooo zł.
8. our personal capital after five years of work - 1 325 000.00 zł.

As you can see examples of such a system means that companies will no longer get rich at the expense of today's workers. The amount specified in the calculation in the position to be paid, remain in the company, and we go into the street or to another job where we start from the beginning. In the new system, the next tenant of our personal capital gain is calculated from the our new basis, ie as in the last example not 1 000 000 PLN (initial capital), only 1 250 000,00 zł in the first example and 1 325 000, oo zł in the second.

Loses its importance and the fact that the company pays us a little or a lot per month, because, and so anything that we do not lose! Underreported wages, does not give us the extraordinary profits which it currently is in the event of termination of employment.

I wonder what you say.